Wise Travel money card from wise.com, Wise was launched in 2011 with the vision of making international money transfers cheap, fair, and simple. Today, our multi-currency account helps millions of people and businesses manage their money across the world. Here’s how we got here.
They’re both from Estonia. Taavet, who was the first employee at Skype, lived in London but got paid in euros. Kristo worked for Deloitte, also lived in London, and got paid in pounds. But he had a mortgage in euros back in Estonia.
They both moved their money with their banks — which had expensive fees and bad exchange rates. They knew there had to be a better way. So they put their heads together and invented a beautifully simple workaround.
What is a travel money card?
A travel money card, also called a currency card, is a type of a card which allows you to keep and spend multiple currencies while travelling the world. And with the Wise card there are no hidden fees to worry about. You can hold up to 50+ currencies in your travel money card, and convert them at the mid-market rate with the free Wise app.
Unlike travel money cash, you don’t even need to convert the money beforehand; just use the travel money card to withdraw cash from ATMs, shops, or online, and we’ll convert the money from any currency you own for a little cost.
For the most recent price and charge information, please go to the Terms of Use for your area or Wise Fees & Pricing: Only Pay for What You Use.
Travel money card
For all your journeys, use one currency card. Use it right away as a digital card and top it off with the mid-market rate from the app.
One card, 50+ currencies.
Save up to 88% when you spend internationally.
Spend in 175 countries
For purchases made in 53 different currencies, the Wise travel money card offers you the exchange rate that can be found on Google. Utilize your card to make cash withdrawals from 3 million ATMs in more than 175 countries.
Save up to 88% when making purchases abroad
You can receive a better exchange rate and lesser costs with the Wise travel money card than your bank. The Wise travel money card will use any local currency that is available in your account. If not, it will automatically convert your funds for a little fee at the going rate.
immediately use Google or Apple Pay
There is no need to await the actual currency card. Your Wise travel money card can also be used with Apple Pay or Google Pay. It functions exactly the same as a physical currency card, but it only resides on your phone or laptop.
Free ATM cash withdrawals up to £200 a month
Using ATMs overseas is made worry-free with the Wise travel cash card. After the first £200 in withdrawals, there is simply a modest cost. Avoid paying currency rate hidden costs while using an ATM abroad. Study up on our prices.
Independent ATM networks may impose some supplemental fees.
A travel money card is just what?
A travel money card, often known as a currency card, is a kind of card that enables you to carry and use different currencies while traveling abroad. There are also no additional costs to worry about when using the Wise card. Your travel money card may store up to 50 different currencies, and the free Wise app lets you convert them at the mid-market rate.
Is a travel money card preferable to cash?
A common method of using travel money when away from home is via a travel money card, commonly referred to as a currency card. In comparison to carrying foreign currency in cash, it is simpler, safer, and less complicated to use traveler’s checks. Usually, it’s less expensive than changing money when you get there. Here, you can also compare travel expenses.
More advice for reducing travel expenses
- Don’t exchange cash at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card
- Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants
- If you need to pay for your holiday in a foreign currency, transfer your money with Wise
- Download the free Wise app and manage your balance on the go
The Wise travel credit card is secure.
In the UK, the Financial Conduct Authority (FCA) independently regulates Wise as an authorized electronic money institution.
This means that we are required by law to store your funds in a low-risk financial institution, such as our UK account with Barclays in Europe or our US account with Wells Fargo in the US.
With over 50 different currencies, top up and use your vacation funds.
Peruvian Sol | |||
Wise give A better way to move money across borders
Each month, they looked up the real exchange rate on Reuters. Taavet put his euros into Kristo’s Estonian bank account, and Kristo topped up Taavet’s UK account with his pounds. Both got the currency they needed almost instantly, and neither paid an extra cent on bad exchange rates or unreasonable charges.
There was no waiting, no stress, and no extra cost. ‘There must be others like us…’ they thought. So they started a company, called it TransferWise, and hired a team to build the best way to send money between countries.
As we grew, we realised that people needed more than just money transfers. So we added a multi-currency account, a debit card, and a business account, and changed our name to Wise.
Wise today
Our name may have changed but the heart of what we do is always the same: helping people manage their money internationally more cheaply, quickly, and transparently.
Millions of people and businesses trust us to move their money, saving them bank fees and time. With the Wise account, they hold balances in over 50 currencies, and use our debit card to shop and spend while abroad.
We’ve partnered with banks and companies like Monzo, Bolt, and GoCardless, to bring their customers better international banking. And people like Richard Branson, and PayPal co-founder Max Levchin, among others, have invested in our vision.